My Late Mom Left Me a Trust Fund, but My Dad Took Money from It for His Stepdaughter — I Finally Retaliated

My mom was my everything, and when cancer took her, she left me memories and a lifeline — a trust fund meant for my future. When my dad greedily started using it for his stepdaughter, it felt like he was erasing Mom’s memory piece by piece. I couldn’t let him take what was left of her or me.

There’s this thing about losing someone you love — you carry the weight of it forever, even if it doesn’t show. I lost my mom to breast cancer when I was ten. One day, she was there, brushing my hair and humming to some old rock song, and the next, she was gone. Just like that.

A grieving young woman mourning before a loved one's grave | Source: Freepik

A grieving young woman mourning before a loved one’s grave | Source: Freepik

I remember our last conversation like it was yesterday. She was sitting on her hospital bed, her fingers weakly running through my hair.

“Promise me something, baby girl,” she whispered.

“Anything, Mom,” I said, trying to hold back my tears.

“Promise me you’ll never let anyone dim your light. You’re so special, Iris. So incredibly special.”

A sad woman sitting on a hospital bed | Source: Pexels

A sad woman sitting on a hospital bed | Source: Pexels

She didn’t leave me with much — just a few photos, the smell of her favorite vanilla perfume lingering on her scarves, and a trust fund she set up for me before she passed.

“This is for Iris,” she’d told my dad and my grandparents. “For her education and her future. Promise me she’ll always have it.”

They promised. My dad promised too. But promises don’t mean much when someone’s not around to hold you to them.

A trust agreement on a table | Source: Midjourney

A trust agreement on a table | Source: Midjourney

My dad remarried two years later. His new wife, Marianne, came with her own baggage: a twelve-year-old daughter named Emily.

I didn’t mind at first. Mom was gone, and I thought maybe this could be a new chapter.

But I quickly learned how things would work in our house: Emily first, Marianne second, Dad somewhere in the mix, and me? Not even in the picture!

An annoyed girl | Source: Pexels

An annoyed girl | Source: Pexels

It started small. Once, our fridge and shower broke at the same time. Dad took money from the trust fund without my permission to fix them.

“I’ll pay it back,” he said like it was no big deal. A week later, he bought Emily a MacBook for her birthday. On mine? A $100 gift card.

It wasn’t the money — it was the message.

Over the years, he kept dipping into the fund for car repairs, home renovations, and things that had nothing to do with me. “It’s just temporary,” he’d always say. But the withdrawals kept piling up, and the “temporary” excuses wore thin.

A frustrated teenage girl | Source: Pexels

A frustrated teenage girl | Source: Pexels

By the time I got to college, I didn’t need the money for tuition because of my scholarship. That didn’t stop him from finding new ways to use it, though. Every time I brought it up, he brushed me off. “Don’t stress, Iris. It’s safe.”

Safe. Right.

“You understand, don’t you, Iris?” That’s what he’d always say when something I needed got pushed aside for Emily. New clothes for her pageant? Sure. My vacation? Maybe next year. It stung, but I swallowed it down.

But the swallowing got harder.

I’ll never forget the day I realized how much of Mom’s trust fund was gone. It was late one night during my final year of college. I’d overheard Emily talking to her friends about how “Daddy” was covering the cost of her new car. My stomach twisted as I thought about the fund.

A delighted woman talking on the phone | Source: Midjourney

A delighted woman talking on the phone | Source: Midjourney

“Can you believe it?” Emily squealed through the thin walls. “A brand new BMW! Daddy said I deserve it for making it to nationals!”

My hands trembled as I sat at my desk, memories of Mom’s words echoing in my head: “This is for Iris. For her future.”

It had been years since I’d seen the account. My dad had told me not to “stress over it.” But now, something felt off, and I decided to check it.

I logged into the account, and my heart sank. The numbers didn’t make sense. Thousands were missing. Pageant fees. A water heater. Emily’s car. Every withdrawal was like a punch in the gut.

A woman using a laptop | Source: Pexels

A woman using a laptop | Source: Pexels

By the time I closed my laptop, my hands were shaking. This wasn’t just money. It was Mom’s legacy. She’d trusted Dad to protect it, and he’d drained it like it was his personal wallet.

I called my grandma the next morning.

“Sweetheart,” she said after I told her everything. “This has gone on long enough. You have to stand up to him.”

“I can’t breathe, Grandma,” I sobbed into the phone. “It feels like he’s erasing Mom piece by piece. Like he’s erasing ME.”

“Oh, my sweet girl,” she whispered. “Your mother would be furious right now. She fought so hard to make sure you’d be taken care of.”

“I know,” I cried, my throat tight. “I trusted when he said he’d put the money back. But he’s only been draining Mom’s hard-earned money.”

A worried older woman talking on the phone | Source: Midjourney

A worried older woman talking on the phone | Source: Midjourney

“Your mother was a fighter,” Grandma added. “And so are you. It’s time to show them that.”

“I will when the right time comes,” I said, my heart heavy as I hung up.

It all came to a head a week later. Graduation was around the corner, and I was finally ready to celebrate after four years of sleepless nights and busted printer deadlines. I called Dad and told him I was graduating on December 20th. I could hear the pause on the other end of the line, long enough for my stomach to drop.

A woman calling her father | Source: Midjourney

A woman calling her father | Source: Midjourney

“Oh, December 20th?” he said finally. “That’s when Emily’s pageant is. We’ve already made plans.”

“You’re missing my graduation for a pageant?”

“Ah, c’mon, Iris. Graduation’s not a big deal. You’ll have more of those. But this pageant? It’s her chance to shine.”

I didn’t even realize I was gripping my phone so hard until my fingers started to hurt. “You’re kidding, right?”

A woman engrossed in a phonecall | Source: Pexels

A woman engrossed in a phonecall | Source: Pexels

I heard Marianne chime in, her tone dripping with condescension from the background. “Don’t be selfish, Iris. Graduations happen all the time. Emily’s pageant is once-in-a-lifetime.”

“Selfish?” I spat. “Dad, this isn’t about being selfish. This is about you choosing Emily over me. Again.”

“That’s not fair —” he protested.

“Not fair? You want to talk about fair? When was the last time you chose me? When was the last time you even saw me?”

A man on a phonecall | Source: Midjourney

A man on a phonecall | Source: Midjourney

“Of course I see you, Iris.”

“No, you DON’T!” The words burst out of me like a dam breaking. “You see Emily. You see her pageants and her dance recitals and her EVERYTHING. But me? I’m just the ghost in the corner. Mom’s leftover that you don’t know what to do with.”

“Iris, that’s enough!”

“No, it’s not enough! It’s never been enough!” I cried, years of hurt pouring out. “Do you know what Mom’s last words to me were? She made me promise not to let anyone dim my light. But you’ve been doing exactly that for years, Dad. Years!”

A furious woman talking on the phone | Source: Pexels

A furious woman talking on the phone | Source: Pexels

He sighed like I was being unreasonable. “We’ll celebrate when we’re back. I promise.”

The word “promise” hit me like a slap. “Your promises don’t mean anything anymore,” I whispered. “They haven’t since Mom died.”

I hung up without saying goodbye. My grandparents, at least, showed up for my graduation. Seeing their proud faces in the crowd made the day feel a little less lonely. They hugged me so tightly afterward, reminding me that someone still cared. I was happy, but I had one last thing to do.

A heartbroken woman | Source: Midjourney

A heartbroken woman | Source: Midjourney

The next day, I walked into Dad’s office with the account statements in hand. My stomach was doing backflips, but I couldn’t let that stop me.

“We need to talk,” I said, shutting the door behind me and dropping the papers on his desk.

Dad looked up from his computer, frowning. “What’s this?”

“The trust fund statement. Mom’s trust fund. The one you’ve been draining for years.”

His face paled, but he tried to play it off. “Iris, come on. Everything I’ve spent was for the family. You’ve never needed it. You had a scholarship.”

“That money wasn’t for the family,” I cut in. “It was for ME. For MY future. And you spent it on Emily. Don’t even try to deny it. The statements don’t lie.”

A stack of documents on a table | Source: Midjourney

A stack of documents on a table | Source: Midjourney

“You don’t understand what it’s like,” he stood up, his voice rising. “Being a father, trying to blend two families —”

“And you don’t understand what it’s like watching your father erase every trace of your mother!” I shot back. “That money was the last thing she could give me, and you treated it like your personal ATM!”

He leaned back in his chair, his jaw tightening. “I did what I had to do.”

“No,” I said, standing my ground. “You did what was convenient for you. And now you’re going to pay it back. Every penny.”

His laugh was bitter. “And if I don’t?”

“Then I’ll sue you.”

A woman crossing her arms and pointing her finger at someone | Source: Pexels

A woman crossing her arms and pointing her finger at someone | Source: Pexels

The room went silent. For the first time in my life, I saw real fear in his eyes.

“You wouldn’t,” he said finally.

“Mom always said I had her backbone,” I replied. “Maybe it’s time you remembered that.”

The fallout was as messy as I expected. My stepmom and stepsister called me, yelling through the phone. “How could you do this, Iris?” Marianne’s voice was shrill like I had personally burned their house down.

“Do what?” I said, gripping my phone tighter. “Stand up for myself? Demand the respect I’ve never gotten from you people?”

An annoyed senior woman | Source: Midjourney

An annoyed senior woman | Source: Midjourney

“Don’t make this about you,” she snapped. “You’re punishing us because we couldn’t be in two places at once. You know how much Emily’s pageant meant to her!”

“And my graduation didn’t mean anything to you,” I fired back. “I’ve had enough, Marianne. I’m done.”

“How dare you? After everything we’ve done for you?”

“Done for me?” I laughed hollowly. “What exactly have you done except try to replace everything about Mom?”

A young woman laughing | Source: Midjourney

A young woman laughing | Source: Midjourney

“I tried to be a mother to you!”

“No,” I snapped. “You tried to erase my mother. There’s a difference.”

She called me a “selfish” brat. But I didn’t back down.

Under the U.S. law, she and Dad had no leg to stand on. My grandparents helped me draft the legal documents, and by the time I handed them over, Dad knew he was out of options.

A month later, the money was back in my account. They’d taken out loans to do it, but that wasn’t my problem. I moved out the next week and settled into my grandparents’ house temporarily. It felt good to be somewhere warm and safe for once.

A woman with a suitcase and bag | Source: Pexels

A woman with a suitcase and bag | Source: Pexels

“You’ve always been stronger than you think, Iris,” Grandma said one night as we sat on the porch. She wrapped her cardigan around my shoulders, and it smelled like Mom’s vanilla perfume.

“I didn’t feel strong,” I admitted, staring at the stars. “I just felt angry.”

“Sometimes, anger is what we need to get moving,” she said with a smile. “Your mother… she knew this might happen, you know. That’s why she made us promise to watch over you.”

“She did?”

“Oh yes. She said, ‘My Iris might bend, but she’ll never break.’ She knew exactly who you were, sweetheart.”

I handed her a check the next day, a portion of the repaid money. She tried to refuse it, but I insisted. “You and Grandpa have done more for me than anyone else ever has. Please. Let me do this.”

A woman holding a check | Source: Midjourney

A woman holding a check | Source: Midjourney

She hugged me so tightly that I thought I might break. “We’re so proud of you. And your mom… oh, she would be over the moon.”

With the rest of the money, I enrolled in grad school and got my own apartment. It wasn’t fancy, but it was mine.

One night, as I unpacked some boxes, I came across an old photo of Mom and me. She was holding me in her lap, her smile soft and warm.

“I did it, Mom,” I whispered, running my fingers over the photo. “I kept my promise. I didn’t let them dim my light.”

A woman holding an old photograph | Source: Midjourney

A woman holding an old photograph | Source: Midjourney

My phone buzzed with a message from Dad. But I didn’t open it.

Instead, I texted Grandma: “I think I’m finally free.”

Her reply was immediate: “You are, sweetheart. You are. Your mother is probably dancing in heaven right now.”

I set the phone aside and smiled, my eyes misty. For the first time in years, I felt like I was finally living for me. Living how Mom had always wanted me to… bright and unafraid.

An emotional young woman | Source: Midjourney

An emotional young woman | Source: Midjourney

This work is inspired by real events and people, but it has been fictionalized for creative purposes. Names, characters, and details have been changed to protect privacy and enhance the narrative. Any resemblance to actual persons, living or dead, or actual events is purely coincidental and not intended by the author.

The author and publisher make no claims to the accuracy of events or the portrayal of characters and are not liable for any misinterpretation. This story is provided “as is,” and any opinions expressed are those of the characters and do not reflect the views of the author or publisher.

Elderly Couple Divorces after 53 Years of Marriage, Later Man Sees Ex-wife Dating in Cafe — Story of the Day

When 75-year-old Richard spots his ex-wife Vanessa with a man 20 years her junior, he assumes they’re dating and starts a fight. To his surprise, Vanessa reveals that the man with her is their son he never knew existed. But that’s not the only secret Vanessa has been keeping.

Richard was walking home from the grocery store when an unpleasant sight stopped him in his tracks. His ex-wife, Vanessa, was walking arm-in-arm with a man around 20 years her junior.

“Is she seeing someone else…already?”

Richard was furious. He watched them enter a café and hurried in after them. Bitterness surged into his nerves when he witnessed Vanessa and the guy holding hands and smiling over something at a window table.

He couldn’t bear seeing Vanessa moving on so soon after their divorce. So he angrily stormed to their table.

“What the hell, Vanessa?” Richard banged on the table, startling Vanessa and the guy with her. “Well, well! My 72-year-old ex-wife has found a new man to romance just a few weeks after leaving her husband! Bravo..! And how long have you been together?”

For illustration purposes only | Source: Pexels

For illustration purposes only | Source: Pexels

Vanessa was so embarrassed and pleaded with Richard to stop. Simon, the man with Vanessa, rose from his seat.

“Mom…is this my Dad?” he asked.

Richard was astounded.

“What did you say?”

At this moment, Vanessa understood she couldn’t hide the truth from her ex-husband or Simon.

“Richard, please sit. I have something to tell both of you…Do you remember when we first met 54 years ago…at the bar?” Vanessa’s voice trembled as she recounted her past…

For illustration purposes only | Source: Pexels

For illustration purposes only | Source: Pexels

It was the fall of September 1968. 17-year-old Vanessa and her friends were thrilled by their success at sneaking out of their homes to party at the pub.

“Van, you sure your Dad didn’t see you sneaking out of the house? I don’t want the party to turn into some church sermon!” One of the girls joked as they burst into the pub.

Vanessa’s father, Alan, was a pastor at the local church, so Vanessa had a strict upbringing. She wasn’t allowed to hang out with her friends after sunset. Sunday school was a norm. Hard drinks and late-night parties were strictly banned. And definitely no sex or drugs.

And Vanessa hated it. She loved her Dad but not his restrictions. She wanted a life full of adventure, like her friends. So that night, Vanessa had mustered the courage to sneak out after her parents fell asleep and accompanied her friends to the pub.

Rock’ n’ roll melodies played in the background as the teenagers made their way toward an empty table and immersed themselves in the glitz and glamor of nightlife. Soon, Vanessa and her friend, Carla, headed to the bar to get drinks.

For illustration purposes only | Source: Pexels

For illustration purposes only | Source: Pexels

“By the way, I heard Dylan will be here tonight with his friends!” Carla said.

“It’s over between Dylan and me! Period! I don’t even want to talk about him!” Vanessa replied.

She and Dylan had recently broken up, so knowing he was going to be at the pub irked Vanessa. She sat at the bar and ordered a martini. As she chugged her drink, a handsome stranger walked up to her.

“Hey there, gorgeous!” the 21-year-old lad said, leaning closer to Vanessa. “My name is Richard. Can I buy you a drink?”

Vanessa was new to taking hard drinks, and it felt like stars were bursting around her head. When she looked at Richard, she thought he was cute and couldn’t resist his charm.

“I’d be delighted!” Vanessa smiled and locked eyes with Richard seductively. She fell for him at first sight.

For illustration purposes only | Source: Pexels

For illustration purposes only | Source: Pexels

Richard and Vanessa talked as if they had known each other for ages and danced to jazz music rolling in the background.

“I’m new to this town,” Richard said as he wrapped his arms around Vanessa and pulled her closer. “Came here on business. Hey, shall we go for a drive? Maybe you could show me around?”

“Oh, I’d love to…but it’s getting late,” Vanessa said when she saw the time on her watch.

However, she immediately changed her mind when she saw how disappointed Richard was. He was too charming for her to say no, so she agreed to go with him.

That night was nothing short of magical for Vanessa. She and Richard drove across the bustling streets, laughing and chatting. They kissed passionately, and soon Vanessa found herself wrapped in Richard’s arms as she experienced her first intimate encounter. It felt like a fairy tale.

They kissed again after dressing, then Richard drove Vanessa home. Every inch of her heart wanted her to stay with him as Vanessa crept into her bedroom. She watched from her window as Richard waved goodbye and disappeared into the night.

For illustration purposes only | Source: Pexels

For illustration purposes only | Source: Pexels

Vanessa decided to forget everything about that night and move on with her life until she started feeling nauseous three weeks later.

“Vanessa, what’s wrong?” Vanessa’s stepmother, Rebecca, banged on the bathroom door. “I heard everything, Vanessa. You better come out and explain why you are crying.”

Moments later, an unsettled Vanessa emerged from the restroom, holding onto her stomach and wiping her face. “I am sick…I have a terrible headache.”

“Why are you holding your stomach if it’s a headache?”

Rebecca’s cold and suspicious tone froze Vanessa. “Girl, who do you think you’re trying to fool?”

“I said I’m feeling sick,” Vanessa stuttered and ran back to the bathroom to throw up. Rebecca’s worst fears were confirmed when she saw her teen stepdaughter emptying her stomach into the toilet.

“Vanessa, tell me the truth,” Rebecca stared grimly into the girl’s eyes, “Have you been intimate with someone? Are you pregnant?”

For illustration purposes only | Source: Pexels

For illustration purposes only | Source: Pexels

Vanessa burst into tears. She knew there was no escape and confided her secret to her stepmother. Rebecca’s initial shock quickly turned to outrage when she heard that Vanessa’s pregnancy resulted from a one-night stand, not a reckless moment with her boyfriend.

“God…You slept with a stranger?” Rebecca jolted Vanessa’s shoulder. “Your Dad will be so ashamed…and how long can you hide this? This child won’t grow up without a father…do you hear me?”

“Tomorrow night, I’ll take your father to a restaurant. Meanwhile, you’ll tell Dylan you want to get back together. Bring Dylan home and…” Rebecca paused as this was not how she’d normally advise her daughter “…spend the night with him. This is the only way to avoid a scandal. Abortion is completely out of the question.”

Vanessa nodded. She regretted sneaking out that night and meeting Richard at the bar. Every moment that felt magical then was now haunting.

Tricking Dylan felt wrong, but she couldn’t confess what she’d done to Dad. Vanessa spent a long, sleepless night thinking about what to do. Eventually, she made a difficult decision and approached Dylan the next day at the park. He agreed to join her for dinner.

For illustration purposes only | Source: Pexels

For illustration purposes only | Source: Pexels

When Dylan arrived, Vanessa sat down with him on the sofa and put her plan into action.

“Please forgive me, darling,” Vanessa leaned closer to Dylan and placed her hand on his lap. “I made a huge mistake…being alone, I realized you’re the one…that I was wrong to break up with you. I’m sorry. I love you…like forever!”

Dylan cupped Vanessa’s face in his hands and looked into her eyes. He was over the moon when she said that.

They hugged, and the evening ended as planned when Dylan carried Vanessa to her bedroom upstairs, and they made love.

Two weeks later, Dylan joined Vanessa’s family for dinner. Afterward, he and Vanessa dropped a bombshell on her father with the news that she was pregnant.

Alan was furious with his daughter, but the thought of becoming a grandfather calmed him down. And Dylan seemed to be a good guy from a wealthy family who would do right by her. So at the end of the serious conversation, Alan put on a happy face.

For illustration purposes only | Source: Pexels

For illustration purposes only | Source: Pexels

Months passed, and at only 18, Vanessa was rushed into the maternity ward when she went into labor. Hours later, Dylan wept joyful tears as he cradled his baby son in his arms and introduced him to his parents and closest relatives gathered in the maternity ward.

Two days later, the couple were preparing to go home with their son when a doctor burst into the ward and insisted on speaking with Dylan in his office.

Dylan was puzzled, but he followed the doctor to his office. Shortly afterward, he stormed back into Vanessa’s ward, where all his relatives and Vanessa’s parents had gathered to take her and the baby home.

“YOU LIAR!” Dylan burst into the room and confronted Vanessa. “THIS IS NOT MY BABY!”

Everyone gasped when Dylan revealed what the doctor just said. A weird feeling crawled up Vanessa’s gut when she realized she had a lot of explaining to do.

“Shame on you for doing this to me,” Dylan fumed. “How could you even think I would father someone else’s child? Was it your plan…or were your parents involved in the scheme too? How sick! Mom…Dad…let’s leave. I want nothing to do with her or the child anymore.”

For illustration purposes only | Source: Pexels

For illustration purposes only | Source: Pexels

Vanessa begged and cried. But Dylan stormed out of the room and out of her life that day. She returned home and pleaded with her dad to forgive her, but Alan was enraged and bitterly embarrassed.

“You’re a shame to my family,” Alan yelled.

“You disgust me. I don’t even want to see you. How can I face everyone in town…and in church? What will I tell them if they ask me who the father of this child is?”

Those words hurt Vanessa like daggers. She realized she’d never regain her father’s trust and would never lead a normal life in that town since people were already gossiping about her.

“…So I made a heartrending decision. I kissed my beautiful baby one last time before placing him for adoption and leaving town,” Vanessa finished her story in tears.

“Six months later, I accidentally met you again in an art exhibition in the new city I moved to, Richard. You know everything that happened after that!”

For illustration purposes only | Source: Pexels

For illustration purposes only | Source: Pexels

“Why didn’t you tell me the truth?” Richard asked, shock rippling through him. “We could’ve taken Simon back and raised him. Our son was out there…and you kept it a secret all these years? How could you, Vanessa? Is this why you never wanted children?”

“I wanted to confess everything when we rekindled our relationship. I went to the shelter…” Vanessa replied disappointedly. “But it was too late. A family had already adopted him and taken him abroad. I couldn’t bring myself to have another child.”

Richard was overwhelmed by how things unfolded. “And how did you find us, Simon?”

“My dad told me I was adopted before his death,” Simon replied. “He gave me details of my biological mother. I later checked the orphanage’s records. I searched for Mom for over six months. Two days ago, I met her for the first time!”

“Well…I never thought at 75, I would teach my 53-year-old son his first lesson!” Richard said. “I hope you now know it’s better to be truthful…and give people a second chance! This applies to your mother and me as well!”

For illustration purposes only | Source: Pexels

For illustration purposes only | Source: Pexels

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