My Late Mom Left Me a Trust Fund, but My Dad Took Money from It for His Stepdaughter — I Finally Retaliated

My mom was my everything, and when cancer took her, she left me memories and a lifeline — a trust fund meant for my future. When my dad greedily started using it for his stepdaughter, it felt like he was erasing Mom’s memory piece by piece. I couldn’t let him take what was left of her or me.

There’s this thing about losing someone you love — you carry the weight of it forever, even if it doesn’t show. I lost my mom to breast cancer when I was ten. One day, she was there, brushing my hair and humming to some old rock song, and the next, she was gone. Just like that.

A grieving young woman mourning before a loved one's grave | Source: Freepik

A grieving young woman mourning before a loved one’s grave | Source: Freepik

I remember our last conversation like it was yesterday. She was sitting on her hospital bed, her fingers weakly running through my hair.

“Promise me something, baby girl,” she whispered.

“Anything, Mom,” I said, trying to hold back my tears.

“Promise me you’ll never let anyone dim your light. You’re so special, Iris. So incredibly special.”

A sad woman sitting on a hospital bed | Source: Pexels

A sad woman sitting on a hospital bed | Source: Pexels

She didn’t leave me with much — just a few photos, the smell of her favorite vanilla perfume lingering on her scarves, and a trust fund she set up for me before she passed.

“This is for Iris,” she’d told my dad and my grandparents. “For her education and her future. Promise me she’ll always have it.”

They promised. My dad promised too. But promises don’t mean much when someone’s not around to hold you to them.

A trust agreement on a table | Source: Midjourney

A trust agreement on a table | Source: Midjourney

My dad remarried two years later. His new wife, Marianne, came with her own baggage: a twelve-year-old daughter named Emily.

I didn’t mind at first. Mom was gone, and I thought maybe this could be a new chapter.

But I quickly learned how things would work in our house: Emily first, Marianne second, Dad somewhere in the mix, and me? Not even in the picture!

An annoyed girl | Source: Pexels

An annoyed girl | Source: Pexels

It started small. Once, our fridge and shower broke at the same time. Dad took money from the trust fund without my permission to fix them.

“I’ll pay it back,” he said like it was no big deal. A week later, he bought Emily a MacBook for her birthday. On mine? A $100 gift card.

It wasn’t the money — it was the message.

Over the years, he kept dipping into the fund for car repairs, home renovations, and things that had nothing to do with me. “It’s just temporary,” he’d always say. But the withdrawals kept piling up, and the “temporary” excuses wore thin.

A frustrated teenage girl | Source: Pexels

A frustrated teenage girl | Source: Pexels

By the time I got to college, I didn’t need the money for tuition because of my scholarship. That didn’t stop him from finding new ways to use it, though. Every time I brought it up, he brushed me off. “Don’t stress, Iris. It’s safe.”

Safe. Right.

“You understand, don’t you, Iris?” That’s what he’d always say when something I needed got pushed aside for Emily. New clothes for her pageant? Sure. My vacation? Maybe next year. It stung, but I swallowed it down.

But the swallowing got harder.

I’ll never forget the day I realized how much of Mom’s trust fund was gone. It was late one night during my final year of college. I’d overheard Emily talking to her friends about how “Daddy” was covering the cost of her new car. My stomach twisted as I thought about the fund.

A delighted woman talking on the phone | Source: Midjourney

A delighted woman talking on the phone | Source: Midjourney

“Can you believe it?” Emily squealed through the thin walls. “A brand new BMW! Daddy said I deserve it for making it to nationals!”

My hands trembled as I sat at my desk, memories of Mom’s words echoing in my head: “This is for Iris. For her future.”

It had been years since I’d seen the account. My dad had told me not to “stress over it.” But now, something felt off, and I decided to check it.

I logged into the account, and my heart sank. The numbers didn’t make sense. Thousands were missing. Pageant fees. A water heater. Emily’s car. Every withdrawal was like a punch in the gut.

A woman using a laptop | Source: Pexels

A woman using a laptop | Source: Pexels

By the time I closed my laptop, my hands were shaking. This wasn’t just money. It was Mom’s legacy. She’d trusted Dad to protect it, and he’d drained it like it was his personal wallet.

I called my grandma the next morning.

“Sweetheart,” she said after I told her everything. “This has gone on long enough. You have to stand up to him.”

“I can’t breathe, Grandma,” I sobbed into the phone. “It feels like he’s erasing Mom piece by piece. Like he’s erasing ME.”

“Oh, my sweet girl,” she whispered. “Your mother would be furious right now. She fought so hard to make sure you’d be taken care of.”

“I know,” I cried, my throat tight. “I trusted when he said he’d put the money back. But he’s only been draining Mom’s hard-earned money.”

A worried older woman talking on the phone | Source: Midjourney

A worried older woman talking on the phone | Source: Midjourney

“Your mother was a fighter,” Grandma added. “And so are you. It’s time to show them that.”

“I will when the right time comes,” I said, my heart heavy as I hung up.

It all came to a head a week later. Graduation was around the corner, and I was finally ready to celebrate after four years of sleepless nights and busted printer deadlines. I called Dad and told him I was graduating on December 20th. I could hear the pause on the other end of the line, long enough for my stomach to drop.

A woman calling her father | Source: Midjourney

A woman calling her father | Source: Midjourney

“Oh, December 20th?” he said finally. “That’s when Emily’s pageant is. We’ve already made plans.”

“You’re missing my graduation for a pageant?”

“Ah, c’mon, Iris. Graduation’s not a big deal. You’ll have more of those. But this pageant? It’s her chance to shine.”

I didn’t even realize I was gripping my phone so hard until my fingers started to hurt. “You’re kidding, right?”

A woman engrossed in a phonecall | Source: Pexels

A woman engrossed in a phonecall | Source: Pexels

I heard Marianne chime in, her tone dripping with condescension from the background. “Don’t be selfish, Iris. Graduations happen all the time. Emily’s pageant is once-in-a-lifetime.”

“Selfish?” I spat. “Dad, this isn’t about being selfish. This is about you choosing Emily over me. Again.”

“That’s not fair —” he protested.

“Not fair? You want to talk about fair? When was the last time you chose me? When was the last time you even saw me?”

A man on a phonecall | Source: Midjourney

A man on a phonecall | Source: Midjourney

“Of course I see you, Iris.”

“No, you DON’T!” The words burst out of me like a dam breaking. “You see Emily. You see her pageants and her dance recitals and her EVERYTHING. But me? I’m just the ghost in the corner. Mom’s leftover that you don’t know what to do with.”

“Iris, that’s enough!”

“No, it’s not enough! It’s never been enough!” I cried, years of hurt pouring out. “Do you know what Mom’s last words to me were? She made me promise not to let anyone dim my light. But you’ve been doing exactly that for years, Dad. Years!”

A furious woman talking on the phone | Source: Pexels

A furious woman talking on the phone | Source: Pexels

He sighed like I was being unreasonable. “We’ll celebrate when we’re back. I promise.”

The word “promise” hit me like a slap. “Your promises don’t mean anything anymore,” I whispered. “They haven’t since Mom died.”

I hung up without saying goodbye. My grandparents, at least, showed up for my graduation. Seeing their proud faces in the crowd made the day feel a little less lonely. They hugged me so tightly afterward, reminding me that someone still cared. I was happy, but I had one last thing to do.

A heartbroken woman | Source: Midjourney

A heartbroken woman | Source: Midjourney

The next day, I walked into Dad’s office with the account statements in hand. My stomach was doing backflips, but I couldn’t let that stop me.

“We need to talk,” I said, shutting the door behind me and dropping the papers on his desk.

Dad looked up from his computer, frowning. “What’s this?”

“The trust fund statement. Mom’s trust fund. The one you’ve been draining for years.”

His face paled, but he tried to play it off. “Iris, come on. Everything I’ve spent was for the family. You’ve never needed it. You had a scholarship.”

“That money wasn’t for the family,” I cut in. “It was for ME. For MY future. And you spent it on Emily. Don’t even try to deny it. The statements don’t lie.”

A stack of documents on a table | Source: Midjourney

A stack of documents on a table | Source: Midjourney

“You don’t understand what it’s like,” he stood up, his voice rising. “Being a father, trying to blend two families —”

“And you don’t understand what it’s like watching your father erase every trace of your mother!” I shot back. “That money was the last thing she could give me, and you treated it like your personal ATM!”

He leaned back in his chair, his jaw tightening. “I did what I had to do.”

“No,” I said, standing my ground. “You did what was convenient for you. And now you’re going to pay it back. Every penny.”

His laugh was bitter. “And if I don’t?”

“Then I’ll sue you.”

A woman crossing her arms and pointing her finger at someone | Source: Pexels

A woman crossing her arms and pointing her finger at someone | Source: Pexels

The room went silent. For the first time in my life, I saw real fear in his eyes.

“You wouldn’t,” he said finally.

“Mom always said I had her backbone,” I replied. “Maybe it’s time you remembered that.”

The fallout was as messy as I expected. My stepmom and stepsister called me, yelling through the phone. “How could you do this, Iris?” Marianne’s voice was shrill like I had personally burned their house down.

“Do what?” I said, gripping my phone tighter. “Stand up for myself? Demand the respect I’ve never gotten from you people?”

An annoyed senior woman | Source: Midjourney

An annoyed senior woman | Source: Midjourney

“Don’t make this about you,” she snapped. “You’re punishing us because we couldn’t be in two places at once. You know how much Emily’s pageant meant to her!”

“And my graduation didn’t mean anything to you,” I fired back. “I’ve had enough, Marianne. I’m done.”

“How dare you? After everything we’ve done for you?”

“Done for me?” I laughed hollowly. “What exactly have you done except try to replace everything about Mom?”

A young woman laughing | Source: Midjourney

A young woman laughing | Source: Midjourney

“I tried to be a mother to you!”

“No,” I snapped. “You tried to erase my mother. There’s a difference.”

She called me a “selfish” brat. But I didn’t back down.

Under the U.S. law, she and Dad had no leg to stand on. My grandparents helped me draft the legal documents, and by the time I handed them over, Dad knew he was out of options.

A month later, the money was back in my account. They’d taken out loans to do it, but that wasn’t my problem. I moved out the next week and settled into my grandparents’ house temporarily. It felt good to be somewhere warm and safe for once.

A woman with a suitcase and bag | Source: Pexels

A woman with a suitcase and bag | Source: Pexels

“You’ve always been stronger than you think, Iris,” Grandma said one night as we sat on the porch. She wrapped her cardigan around my shoulders, and it smelled like Mom’s vanilla perfume.

“I didn’t feel strong,” I admitted, staring at the stars. “I just felt angry.”

“Sometimes, anger is what we need to get moving,” she said with a smile. “Your mother… she knew this might happen, you know. That’s why she made us promise to watch over you.”

“She did?”

“Oh yes. She said, ‘My Iris might bend, but she’ll never break.’ She knew exactly who you were, sweetheart.”

I handed her a check the next day, a portion of the repaid money. She tried to refuse it, but I insisted. “You and Grandpa have done more for me than anyone else ever has. Please. Let me do this.”

A woman holding a check | Source: Midjourney

A woman holding a check | Source: Midjourney

She hugged me so tightly that I thought I might break. “We’re so proud of you. And your mom… oh, she would be over the moon.”

With the rest of the money, I enrolled in grad school and got my own apartment. It wasn’t fancy, but it was mine.

One night, as I unpacked some boxes, I came across an old photo of Mom and me. She was holding me in her lap, her smile soft and warm.

“I did it, Mom,” I whispered, running my fingers over the photo. “I kept my promise. I didn’t let them dim my light.”

A woman holding an old photograph | Source: Midjourney

A woman holding an old photograph | Source: Midjourney

My phone buzzed with a message from Dad. But I didn’t open it.

Instead, I texted Grandma: “I think I’m finally free.”

Her reply was immediate: “You are, sweetheart. You are. Your mother is probably dancing in heaven right now.”

I set the phone aside and smiled, my eyes misty. For the first time in years, I felt like I was finally living for me. Living how Mom had always wanted me to… bright and unafraid.

An emotional young woman | Source: Midjourney

An emotional young woman | Source: Midjourney

This work is inspired by real events and people, but it has been fictionalized for creative purposes. Names, characters, and details have been changed to protect privacy and enhance the narrative. Any resemblance to actual persons, living or dead, or actual events is purely coincidental and not intended by the author.

The author and publisher make no claims to the accuracy of events or the portrayal of characters and are not liable for any misinterpretation. This story is provided “as is,” and any opinions expressed are those of the characters and do not reflect the views of the author or publisher.

My Dad Replaced My Mom with My Best Friend – I Made Him Taste His Own Medicine

My Dad Replaced My Mom with My Best Friend – I Made Him Taste His Own Medicine

When Hannah’s Dad waltzed into her birthday party with her best friend on his arm, she was determined to make him pay. Little did he know Hannah’s plan would unexpectedly turn the tables at her graduation party.

Serious woman and birthday cake | Source: Midjourney

Serious woman and birthday cake | Source: Midjourney

“Happy birthday, kiddo,” Dad said, but his words barely registered.

The room was full of balloons and banners, but everything started feeling suddenly wrong.

“What’s the fuss?” he asked, noticing people staring.

I couldn’t believe it was happening. Dad had walked into my 25th birthday party with my best friend, Jessica, as his plus one.

Older man with young woman | Source: Midjourney

Older man with young woman | Source: Midjourney

“What is Jess doing with you?” I asked as soon as I recovered from the shock.

“What do you mean?” he chuckled. “We’re together, in love!”

“Are you serious? Mom is here, and everyone is watching us!”

He shrugged. “So what? I don’t care what she or anyone else feels; it’s her problem. This is MY LIFE. I want to have fun.”

Couple looking into each other's eyes | Source: Midjourney

Couple looking into each other’s eyes | Source: Midjourney

I glanced at Mom, standing alone with tears streaming down her face. She just turned and went inside, and I couldn’t stand that.

“If I knew you would do something like this, I would’ve never invited you!” I snapped, turning to Dad. “And you, Jess, how could you do this? You were my best friend!”

“I’m sorry, Hannah. But it sounds like a YOU problem if you can’t accept this.”

I was shocked.

“Leave!” I said. “Just get out! Both of you!”

Smug-looking woman | Source: Midjourney

Smug-looking woman | Source: Midjourney

“Hey, Hannah, you’re overreacting,” Dad scoffed. “It’s not like your Mom and I are together, and I brought someone new into our lives.”

“No, I’m not overreacting, Dad, and I don’t want to talk about this. You need to leave. This party is for me and Mom. And this is Mom’s house.”

“Fine, we’ll go.”

I watched as Dad walked out, and then I returned to Mom and hugged her tightly. “Mom, I’m so sorry. I didn’t know they’d—”

“It’s okay, sweetie. Thank you,” was all she said.

Sad woman among party guests | Source: Midjourney

Sad woman among party guests | Source: Midjourney

It was hard for me to believe what had happened, but all I cared about was the faces of the other guests staring at my mom in pity and disbelief. I hated the way they were looking at Mom as if she were some helpless woman.

A week passed.

One Sunday morning, Mom and I sat on the couch in her cozy living room, sipping tea.

Two cups of tea | Source: Midjourney

Two cups of tea | Source: Midjourney

I loved our little sessions where it was just the two of us. Usually, we’d bake one of Grandma’s recipes, but looking at Mom’s face, I knew she was still not over what had happened.

Dad and Mom had divorced only recently, and I know Mom still missed him. So, what happened on my birthday still bothered her.

“I’m really looking forward to graduation next month, Mom,” I said, trying to lift the mood. “It’s a big milestone for me.”

Woman wearing graduation hat | Source: Midjourney

Woman wearing graduation hat | Source: Midjourney

“Oh, I’m so proud of you, Hannah,” Mom smiled, her eyes shining with pride. “You’ve worked so hard for this day.

“It’s just that… seeing Jessica with your father was hard,” she suddenly said, sighing sadly. “She’ll be graduating too, right?”

I reached over and took her hand, squeezing it gently.

“Yes, Mom. It was terrible. But you’re stronger than this. You deserve better.”

Sad elderly woman | Source: Midjourney

Sad elderly woman | Source: Midjourney

Mom looked at me, tears welling up in her eyes. “It’s just so hard, Hannah. I never expected this from Jessica. She-she was like a daughter, and now this…imagining them in bed…”

Mom broke down into tears, and I raced to her side to hug her.

“Your dad…” she sniffled. “What did he tell me when he was leaving? You’re too old, Caroline. You don’t excite me anymore. Oh, Hannah, how could he do this?”

Young woman consoling an older woman | Source: Midjourney

Young woman consoling an older woman | Source: Midjourney

Mom wept into my shoulders, and I can’t tell you how it broke my heart.

“I didn’t either, Mom,” I said, trying my best to console her. “But we won’t let them hurt us anymore. You’re not alone in this. We’ll get through it together, okay?”

Mom was very disturbed after what happened at my birthday party, and I had a plan to set things right. It’s just that I couldn’t tell Mom about it right then.

Devastated elderly woman | Source: Midjourney

Devastated elderly woman | Source: Midjourney

The following Thursday morning, I walked into the cozy café near the university, bustling with students and professionals.

The smell of coffee and chatter filled the air.

I spotted Tom at a corner table and waved.

Inside a cafe | Source: Midjourney

Inside a cafe | Source: Midjourney

I remembered Tom from when I was young. He was one of Dad’s colleagues, always nice and kind. He used to visit us often, but then we moved across town, and those visits stopped. Seeing his familiar face brought back memories.

“Hi, Tom,” I said as I sat down. “It’s good to see you.”

“Wow, Hannah! You’ve grown up!” he chuckled. “It’s good to see you too. How are things?” he asked.

Young woman talking to older man at cafe | Source: Midjourney

Young woman talking to older man at cafe | Source: Midjourney

“Busy, but exciting. Graduation is just around the corner,” I replied.

A week ago, when I contacted Tom on Facebook, I wasn’t very hopeful he would reply. But somehow, his name was the first to pop into my head, and I just gave it a try.

Luckily, he replied.

“By the way, I thought about your idea,” he said as I sipped my coffee. “I’m okay with that. Will your Mom agree?”

Woman drinking coffee | Source: Midjourney

Woman drinking coffee | Source: Midjourney

“She will. Thanks. I appreciate all your help,” I said sincerely.

“You’re welcome, Hannah. Your mom deserves better, and so do you,” he replied.

We chatted about various things, recalling some sweet memories of when I was a little girl and Tom used to get me princess dolls. He was just the sweetest man from my childhood, and I had a brilliant plan brewing at the back of my mind.

A cute girl | Source: Midjourney

A cute girl | Source: Midjourney

I didn’t realize how time flew by and the graduation day arrived.

I stood in Mom’s bedroom, surrounded by elegant dresses and makeup.

Mom held up a beautiful dress, and I nodded approvingly.

“I can’t believe my baby is graduating,” she said, zipping up my dress. “You look stunning, Hannah.”

Older woman helping younger woman get ready | Source: Midjourney

Older woman helping younger woman get ready | Source: Midjourney

“Thanks, Mom. You look amazing, too. Tonight’s going to be special,” I replied, smiling.

Mom had put on a shimmering navy blue dress that hugged her figure gracefully. Her hair was styled in soft waves, and she wore delicate silver jewelry that complemented her look perfectly.

“I hope your dad behaves himself tonight,” she said, wearing her earrings.

Gorgeous older woman | Source: Midjourney

Gorgeous older woman | Source: Midjourney

“Don’t worry about him, Mom. Just focus on having a good time. Everything will be fine,” I assured her.

Mom smiled, but I could see the worry in her eyes.

I squeezed her hand. “Really, Mom. Enjoy tonight. You deserve it. I’m so happy for you.”

“I will, sweetie. Thank you,” she said, giving me a warm hug.

Mother and daughter hugging | Source: Midjourney

Mother and daughter hugging | Source: Midjourney

I looked in the mirror, adjusting my dress and makeup. “Now, I gotta leave. See you soon,” I said, grabbing my bag.

“Alright, Hannah. See you there,” Mom replied, giving me a quick kiss.

As I left the house, I took a deep breath. The plan was set, and I felt ready. I knew tonight had to be perfect, not just for me but for Mom, too. This was our night, and I wouldn’t let anything ruin it.

Woman in graduation attire standing with other graduates | Source: Midjourney

Woman in graduation attire standing with other graduates | Source: Midjourney

When I arrived at the graduation hall, I took one last look in the mirror and straightened my cap and gown.

The room buzzed with excitement as graduates and their families filled the seats.

I scanned the crowd and spotted Dad arriving with Jessica. They looked confident, but I knew that would change soon.

Young girl in graduation attire posing with older man | Source: Midjourney

Young girl in graduation attire posing with older man | Source: Midjourney

About 15 minutes later, Mom entered the auditorium with Tom. She looked stunning, and Tom looked dapper in a suit.

Seeing them together made me smile. They waved at me, and I waved back.

I could see shock clouding Dad and Jessica’s faces when they saw Mom happy with a guy about five years younger than her!

“Thanks for making it, Tom. Mom, you look gorgeous!” I said, hugging her.

Good-looking couple | Source: Midjourney

Good-looking couple | Source: Midjourney

It was then Dad’s voice cut through.

“Tom? What are you doing here?”

We turned to see him with Jessica behind him.

Tom put an arm around Mom. “Supporting a dear friend and her daughter,” he said.

Happy couple | Source: Midjourney

Happy couple | Source: Midjourney

“Didn’t you mention he was your colleague? How did this happen?” I heard Jessica whispering to Dad, and I couldn’t help but smile because my plan was successful.

“Well, Mom and Tom have been catching up lately. They realized they have a lot in common,” I said, grinning.

Dad looked flustered. “I see,” he said. “Well, it’s… nice to see you, Tom.”

Serious-looking man | Source: Midjourney

Serious-looking man | Source: Midjourney

Tom smirked slightly. “Nice to see you too, Robert. Life takes interesting turns, doesn’t it?”

As the evening went on, Mom and Tom looked genuinely happy together. They laughed and danced, looking like a perfect couple. Jessica tried to keep up appearances, but her discomfort was evident.

Dad couldn’t hide his frustration either. His eyes kept darting towards Mom and Tom, and I could see the wheels turning in his head.

Couple looking happy together | Source: Midjourney

Couple looking happy together | Source: Midjourney

Before leaving, Mom hugged me tightly. “Thank you for everything, sweetheart. I’m so proud of you.”

“I’m proud of you too, Mom,” I said, smiling. “You deserve all the happiness in the world.”

As I watched Mom walk away with Tom, I knew Dad regretted his choices. He realized too late that he had lost the best thing in his life. I also saw he pushed Jess away when she asked him for a dance, and I laughed.

My plan to show Dad that Mom could be happy without him worked perfectly. Mom and Tom fell in love and are now together. I couldn’t be happier for her.

A happy family | Source: Midjourney

A happy family | Source: Midjourney

Do you think Dad deserved a taste of his medicine?

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